Designing the best insurance premiums for people

Our Back Story

Cofounded by David Harlow and Stephen Peck, Three Castles Cover is made up of a team of seasoned underwriters looking to find the best insurance premiums across your portfolio.

Three Castles are a fintech company, blending decades of underwriting experience with cutting edge technology to design the most affordable insurance premiums in the industry. By packaging everything under one policy and spreading the payments over twelve months we reduce the overall costs of protecting your prized possessions.

Insurance technology (InsurTech) has evolved and the industry is moving towards automation and price comparison sites. But the issue here is everyone’s circumstances are unique and therefore, require unique policies.

At Three Castles we strongly believe insurance is not a ‘one size fits all’ service. Instead, our team of specialist brokers offers bespoke insurance solutions, so that our clients can rest assured all their individual needs are met.

Stephen Peck cofounder of Three Castles Cover

Stephen Peck


Stephen’s early experience was based on designing and implementing supply chain and demand creation systems across Europe and the Asia Pacific in a mixture of retail, service and distribution sectors.

David Harlow co founder of Three Castles Cover

David Harlow


David started his career at Aviva where he gained his ACII certification whilst working as a trainer on a nationwide IT project. He subsequently moved to broking before starting in 2000.

Three Castles’ Core Tenents

We believe in hiring people who are passionate about the insurance services we provide. Our staff genuinely want to help you find the best policies for your specific needs, and this is reflected in the high quality service we offer.

Our number one commitment is to provide our clients with great insurance policies and outstanding customer care. We take your needs as seriously as you do, so if you need to make a claim, rest assured our team are there to protect your best interests at every step of the way.

Delivering quality service to our customers is infused in our team’s DNA.

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Policies you may be interested in:

A red Classic Car insured under Three Castles Classic Car Insurance.
Audi A6 driving on the road, insured under Three Castles Cover's high value car insurance.
multiple cars parked outside, insured with Three Castles multi car insurance policy.