Designing the best insurance premiums for people



Our Back Story

CoFounded by David Harlow and Stephen Peck – Three Castles Cover is made up of a team of seasoned underwriters looking to find the best insurance premiums across your portfolio. 

Three Castles are a fintech company, blending decades of underwriting experience with cutting edge technology to design the most affordable insurance premiums in the industry. By packaging everything under one policy and then spreading the payments interest free over twelve months we reduce the overall costs of protecting your prized possessions.

Insurance technology (insuretech) has evolved and the industry is moving towards automation and price comparison sites. But the issue here is everyone’s circumstances are unique and therefore, require unique policies. 

Three Castles was founded on the principles of ‘one size does not fit all’. Instead, we believe in building bespoke premiums that can protect an individual’s assets fully. As a UK insurance specialist we believe the insurance should be bespoke and handled with care. That’s why we’re passionate about providing our customers with the protection they need. 

Stephen Peck cofounder of Three Castles Cover

Stephen Peck

Co-Founder

Stephen’s early experience was based on designing and implementing supply chain and demand creation systems across Europe and the Asia Pacific in a mixture of retail, service and distribution sectors.

David Harlow co founder of Three Castles Cover

David Harlow

Co-Founder

David started his career at Aviva where he gained his ACII certification whilst working as a trainer on a nationwide IT project. He subsequently moved to broking before starting Insureyourmotor.com in 2000.

Three Castles’ Core Tenents

Insurance is a tough and customer facing industry. We believe in hiring people who are passionate and genuinely want to help our customers.

Success is a team sport. Both Cofounders invest heavily in the team, giving them pathways to progression and new skills. The opportunities fuel the team’s ambition to succeed. 

Delivering quality service to our customers is infused in our team’s DNA.



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Policies you may be interested in:

A red Classic Car insured under Three Castles Classic Car Insurance.
Classic Car Insurance

If you love classic cars, you definitely understand their unique appeal. Classic or vintage cars are more than just a hobby or passion, which is why they often require specialist insurance policies that can fully protect them against third party damage, theft and fire.

Audi A6 driving on the road, insured under Three Castles Cover's high value car insurance.
High Value Car Insurance

If you own a prestige, performance or luxury car – getting the right cover that can protect you for any circumstance is crucial. Three Castles Cover offers bespoke high value car insurance to ensure that you can feel secured when you’re on the road.

multiple cars parked outside, insured with Three Castles multi car insurance policy.
Multi Car Insurance

Getting the right quote for car insurance can be a challenge when either you don’t know where to go or you’re looking directly at comparison sites. With our multi car insurance, you can feel assured that your vehicles will be protected under one policy with one renewal date.