Designing the best insurance premiums for people



Our Back Story

Cofounded by David Harlow and Stephen Peck, Three Castles Cover is made up of a team of seasoned underwriters looking to find the best insurance premiums across your portfolio.

Three Castles are a fintech company, blending decades of underwriting experience with cutting edge technology to design the most affordable insurance premiums in the industry. By packaging everything under one policy and spreading the payments over twelve months we reduce the overall costs of protecting your prized possessions.

Insurance technology (InsurTech) has evolved and the industry is moving towards automation and price comparison sites. But the issue here is everyone’s circumstances are unique and therefore, require unique policies.

At Three Castles we strongly believe insurance is not a ‘one size fits all’ service. Instead, our team of specialist brokers offers bespoke insurance solutions, so that our clients can rest assured all their individual needs are met.

Stephen Peck cofounder of Three Castles Cover

Stephen Peck

Co-Founder

Stephen’s early experience was based on designing and implementing supply chain and demand creation systems across Europe and the Asia Pacific in a mixture of retail, service and distribution sectors.

David Harlow co founder of Three Castles Cover

David Harlow

Co-Founder

David started his career at Aviva where he gained his ACII certification whilst working as a trainer on a nationwide IT project. He subsequently moved to broking before starting Insureyourmotor.com in 2000.

Three Castles’ Core Tenents

We believe in hiring people who are passionate about the insurance services we provide. Our staff genuinely want to help you find the best policies for your specific needs, and this is reflected in the high quality service we offer.

Our number one commitment is to provide our clients with great insurance policies and outstanding customer care. We take your needs as seriously as you do, so if you need to make a claim, rest assured our team are there to protect your best interests at every step of the way.

Delivering quality service to our customers is infused in our team’s DNA.



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Policies you may be interested in:

A red Classic Car insured under Three Castles Classic Car Insurance.
Classic Car Insurance

If you love classic cars, you definitely understand their unique appeal. Classic or vintage cars are more than just a hobby or passion, which is why they often require specialist insurance policies that can fully protect them against third party damage, theft and fire.

Audi A6 driving on the road, insured under Three Castles Cover's high value car insurance.
High Value Car Insurance

If you own a prestige, performance or luxury car – getting the right cover that can protect you against any circumstance is crucial. Three Castles Cover offers bespoke high value car insurance to ensure that you can feel secure when you’re on the road.

multiple cars parked outside, insured with Three Castles multi car insurance policy.
Multi Car Insurance

If you happen to own multiple vehicles you understand how hard it can be to insure them. But did you know this could be made much easier? With our multi car insurance, we can protect all your vehicles under one policy and one renewal date.