High Value Home Insurance

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It can be extremely difficult to find the correct insurance company and policy to protect your high value property and possessions. Three Castles Cover provides bespoke high value home insurance policies that will cater to all your specific needs.

What Qualifies as High Value Home Insurance?

High Value or High Net Worth home insurance refers to the insurance of luxury, high priced properties. This type of insurance can be split between:

Grey stone mansion covered in vine used to describe our high value buildings insurance

Building Insurance

If you own a high net worth property, it is important that your insurance policy reflects this. When insuring a luxury building, homeowners need to consider the value of rebuilding the property in case of damage.

If standard home insurance providers won’t cover that amount then you will need specialist cover.  

Find out more about buildings insurance here 

A corridor with expensive contents and paintings used to describe our high value contents insurance

Contents Insurance

It is surprising how often people don’t truly understand the limits of their home insurance policies. Standard home content insurers usually have a single item limit’ dictating how much they will pay if something is to happen to one of your personal possessions.

If you own any art, an expensive watch or even any high spec gadgets your insurance cover might not be enough to replace these items

Find out more about content insurance here

Three Castles High Value Home Insurance

Three Castles understands the nuances of insuring high net worth homes. From protecting your high value properties and fittings, to correctly evaluating and securing your collectables, we’re here to assure you that your assets will be safe.

This Policy offers:

  • Unlimited buildings cover-  guaranteeing the full rebuild cost of any accidental damage. This removes the risk of under insurance, giving you the peace of mind that whatever the damage, your building and fittings will be completely covered.

  • Unlimited Contents Cover- giving you the reassurance that in any event your possessions will be accounted for. You need only itemise valuables worth over £20k, everything else is covered as standard.

  • Multi-Cover Policy- Combining  state of the art technology with multiple data sources we can build a flexible insurance package which covers your motor, pet and travel insurance in one easy to access policy


Please contact us on 03300 948 781 or get a quote to find out more about our services.

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luxury property used to represent high value home insurance

Other policies you may be interested in:

Grade II* Listed property used to describe listed building insurance
Living room with multiple valuable items used to describe high value contents insurance
A high Value building and garden to represent high value buildings insurance