Non-Standard Buildings Insurance


When looking for a non-standard home insurance policy, it is vital to ensure that your home will be covered against all damages. Three Castles Cover creates the best policy to suit your needs, so that whatever style home you choose, you will get the security you deserve.

What is a non-standard Home?

A non standard home is any property that has not been built out of standard materials. In the UK a standard home will be made out of brick or stone walls, and a slate or tile roof. There are many different types of build that fall in the non standard category, these include:

A thatched roof property which is a type of non-standard home insurance

Do I need specialist Non-Standard Home Insurance

  • Non standard homes are usually difficult to insure, so you will need specialist insurance for a number of reasons. Firstly it’s due to the fact that these homes often require specialist materials and construction methods to fix, therefore making them considerably more expensive to repair if anything is to go wrong. Fixing this type of property can also take a lot longer than a standard home, making it more expensive.

  • Non Specialist homes are also more susceptible to damage. For example flat roofed properties are more prone to water damage than standard properties. Thatched properties on the other hand have a considerably high fire risk, with 50 to 80 thatched buildings in the UK suffering a serious fire each year. Listed properties can also be incredibly difficult to insure due to regulations involved in any repair or alteration to the property

  • All these factors make it harder for homeowners to find the insurance they need, at the right price. Almost all standard insurance companies will avoid this type of property, but Three Castles’ highly skilled team will gladly find the correct policy for all your bespoke needs.

A timber frame hall which is a type of non-standard home insurance

Three Castles Non-Standard Home Insurance

At Three Castles we think that it is vital to ensure that your Non-Standard home is protected against all damage.

Our Policy Offers:

  • Unlimited buildings cover-  guaranteeing the full rebuild cost of any accidental damage. This removes the risk of under insurance, giving you the peace of mind that whatever the damage, your building and fittings will be completely covered.

  • Unlimited Contents Cover- giving you the reassurance that in any event your possessions will be accounted for. You need only itemise valuables worth over £20k, everything else is covered as standard.

  • Multi-Cover Policy- Combining  state of the art technology with multiple data sources we can build a flexible insurance package which covers your motor, pet and travel insurance in one easy to access policy

Please contact us on 03300 948 781  or get a quote to find out more about our services.


Other policies you may be interested in:

Grade II* Listed property used to describe listed building insurance
Living room with multiple valuable items used to describe high value contents insurance
A high Value building and garden to represent high value buildings insurance