Watch & Jewellery Insurance


Having specialised jewellery and watch insurance can be extremely useful. This is especially true if your individual items are over the ‘single item limit’ of standard home insurance. The Three Castles Watch and jewellery insurance offers unlimited, worldwide insurance on all your treasured items.

What does Watch Watch & Jewellery Insurance Cover

Standard Watch and Jewellery insurance will cover against things such as:

  • Theft

  • Accidental damage

  • Loss of diamonds and stones

This type of insurance can be useful if you have a regular watch and jewellery collection. But when dealing with high net worth customers, it is vital that your insure your valuable items with a specialist. This is because they can really understands the monetary and sentimental worth of your items.

a man wearing an expensive watch used to describe watch and jewellery insurance

Why do I need a Specialist Watch and Jewellery Insurer

If you own a high value engagement ring or an expensive watch like a Patek Philippe, the chances are your insurance won’t cover the full value of this item.

Standard content insurers usually have a ‘single item limit’. This dictates how much insurers will pay if something is to happen to one of your personal possessions. This limit can be as low as £1500, so quite often you will need specialist cover for your jewellery and watches to guarantee a full item cover.

Standard insurance policies can also have considerably low maximum claim limits on all valuables. This means that there could be a limit to your overall insurance payout, despite the value of the items claimed.

Three Castles Cover Watch & Jewellery Insurance

Our Watch & Jewellery Insurances is the best insurance cover for your valuable items.

This policy offers:

  • Unlimited Contents Cover- giving you the reassurance that in any event your possessions will be accounted for. You need only itemise valuables worth over £20k, everything else is covered as standard.

  • Multi-Cover Policy- Combining  state of the art technology with multiple data sources we can build a flexible insurance package which covers your motor, pet and travel insurance in one easy to access policy

  • Warranty-Free Worldwide Cover- This means that wherever you are in the world, you can rest assured the contents of your home are entirely covered.

Please contact us on 03300 948 781  or Get a Quote to find out more about our services

Diamond ring used to describe our watch and jewellery insurance policy

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Luxury property used to describe High Value Home Insurance