How to Get Cheap Car Insurance

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5 tips that will save you money on your car insurance

Finding cheap car insurance these days can be extremely difficult. But it doesn’t have to be.

A common mistake people make on their insurance premiums is letting it automatically renew. If you tend to this, we urge you to stop because some insurance providers tend to take advantage and raise the price of the premium. To stop this from happening, we suggest you look around the market for a cheaper deal that can still fully protect you.

We’ve outlined 10 hints and tips on how you can save money on your premium – keep these in mind when it’s time to renew your car insurance:

1. Limit your Mileage 

This may sound like an obvious one but it could save you a lot of money in the long run because fewer miles expended means you’re a lower risk to insurance providers.

We suggest walking, cycling or taking public transport to places you may not need to drive to, this will be a game changer for you.

But make sure you always give an accurate estimate on your possible mileage to your insurance provider, otherwise, your policy could be invalid.

2. Pay annually

If you can, we recommended you pay for your premium annually. This will slash the cost of your insurance quote because paying monthly will require a loan with interest added on top of it.

If you cannot afford to pay annually. There’s always the option of using your credit card (if you have one). Just make sure you’re making regular payments into your card.

3. Improve your No Claims Bonus Discount

A sure fire way to keep the cost of your car insurance down. Your No Claims Bonus Discount gives insurance providers the assurance that you’re a low risk driver.

Stay safe and claim free on the road and your insurance provider will reward you!

4. Pay for what you need

Insurance is extremely personal. When you’re choosing your policy make sure you’re paying for addons that you need. Do not choose a more expensive policy with unnecessary add ons that you may not need.

We suggest you either speak to our team and we’ll talk you through the right cover for you or you can look at comparison sites.

5. Consider the type of cover you need

If you have an older vehicle that isn’t worth much, it may be in your best interest to opt for third party only or third party fire and theft policy, rather than comprehensive cover.

But be mindful – third party only or third party fire and theft might not offer you the level of cover you need and it’s not always cheaper than comprehensive cover.

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