1. Limit your Mileage
This may sound like an obvious one but it could save you a lot of money in the long run because fewer miles expended means you’re a lower risk to insurance providers.
We suggest walking, cycling or taking public transport to places you may not need to drive to, this will be a game changer for you.
But make sure you always give an accurate estimate on your possible mileage to your insurance provider, otherwise, your policy could be invalid.
2. Pay annually
If you can, we recommended you pay for your premium annually. This will slash the cost of your insurance quote because paying monthly will require a loan with interest added on top of it.
If you cannot afford to pay annually. There’s always the option of using your credit card (if you have one). Just make sure you’re making regular payments into your card.
3. Improve your No Claims Bonus Discount
A sure fire way to keep the cost of your car insurance down. Your No Claims Bonus Discount gives insurance providers the assurance that you’re a low risk driver.
Stay safe and claim free on the road and your insurance provider will reward you!
4. Pay for what you need
Insurance is extremely personal. When you’re choosing your policy make sure you’re paying for addons that you need. Do not choose a more expensive policy with unnecessary add ons that you may not need.
We suggest you either speak to our team and we’ll talk you through the right cover for you or you can look at comparison sites.